:root{
  --ink:#0C0E0D;
  --muted:#646464;
  --line:#E4E2DF;
  --line-soft:#EDECE9;
  --accent:#C2330A;
  --accent-dark:#8F2506;
  --accent-soft:#F4F0E7;
  --page:#F6F5F4;
  --white:#fff;
  --dark:#191816;
  --max:1320px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--page);color:var(--ink);font-family:"Helvetica Neue",Arial,sans-serif}
a{text-decoration:none;color:inherit}
.wrap{width:min(calc(100% - 48px),var(--max));margin:auto}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header-inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{font-size:24px;font-weight:950;letter-spacing:-.05em;color:#0C0E0D}
.nav{display:flex;align-items:center;gap:26px}.nav a{font-size:14px;font-weight:800}.nav .active{color:var(--accent)}
.nav-cta{padding:11px 17px;border-radius:2px;background:var(--accent);color:#fff!important;border:1px solid var(--accent)}
.kicker{font-size:11px;font-weight:900;letter-spacing:.15em;text-transform:uppercase;color:var(--accent)}

.hero{padding:54px 0 38px}
.hero-inner{display:grid;grid-template-columns:180px minmax(0,1fr);gap:38px;align-items:start;background:var(--white);border:1px solid var(--line);border-radius:4px;padding:48px}
.hero h1{margin:0;max-width:900px;font-size:clamp(54px,6.4vw,86px);line-height:.9;letter-spacing:-.07em;font-weight:950}
.hero p{max-width:720px;margin:20px 0 0;color:var(--muted);font-size:18px;line-height:1.6}

.faq{padding:0 0 62px}
.faq-grid{display:grid;grid-template-columns:250px minmax(0,1fr);gap:28px;align-items:start}
.faq-nav{position:sticky;top:98px;background:var(--white);border:1px solid var(--line);border-radius:4px;padding:18px}
.faq-nav strong{display:block;margin-bottom:12px;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.faq-nav a{display:block;padding:12px 13px;border-radius:4px;font-size:14px;font-weight:850}
.faq-nav a:hover{background:var(--accent-soft);color:var(--accent-dark)}

.faq-main{display:grid;gap:22px}
.faq-section{background:var(--white);border:1px solid var(--line);border-radius:4px;padding:30px}
.section-head{display:grid;grid-template-columns:150px 1fr;gap:24px;align-items:end;margin-bottom:20px}
.section-head h2{margin:0;font-size:clamp(34px,4vw,52px);line-height:.96;letter-spacing:-.05em}
.section-head p{grid-column:2;margin:8px 0 0;color:var(--muted);font-size:14px;line-height:1.55;max-width:680px}

.accordion{border-top:1px solid var(--line-soft)}
details{border-bottom:1px solid var(--line-soft)}
summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:minmax(0,1fr) 34px;gap:20px;align-items:center;padding:20px 0;font-size:17px;font-weight:900;letter-spacing:-.015em}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--accent-soft);color:var(--accent-dark);font-size:18px;font-weight:700}
details[open] summary:after{content:"−";background:var(--accent);color:#fff}
details p{margin:0;padding:0 54px 20px 0;color:var(--muted);font-size:15px;line-height:1.65;max-width:900px}

.faq-section.secondary{background:#fafbfa}
.faq-section.secondary .section-head h2{font-size:clamp(30px,3.5vw,44px)}

.cta{padding:0 0 72px}
.cta-inner{background:var(--dark);color:#fff;border-radius:4px;padding:38px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}
.cta h2{margin:0;color:#fff!important;background:transparent!important;font-size:clamp(34px,4vw,50px);line-height:.96;letter-spacing:-.055em}.cta p{margin:12px 0 0;color:#CDC9C2;font-size:15px;line-height:1.55;max-width:700px}
.btn{min-height:50px;padding:0 20px;border-radius:2px;display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:900;background:var(--accent);border:1px solid var(--accent);color:#fff;white-space:nowrap}
.footer{border-top:1px solid var(--line);padding:24px 0 32px;color:var(--muted);font-size:12px}.footer-inner{display:flex;justify-content:space-between;gap:20px}

@media(max-width:980px){
  .hero-inner{grid-template-columns:1fr;gap:12px}
  .faq-grid{grid-template-columns:1fr}
  .faq-nav{position:static;display:flex;gap:8px;overflow:auto;white-space:nowrap}
  .faq-nav strong{display:none}.faq-nav a{background:var(--white);border:1px solid var(--line)}
  .section-head{grid-template-columns:1fr;gap:8px}.section-head p{grid-column:auto}
  .cta-inner{grid-template-columns:1fr}
}
@media(max-width:760px){
  .wrap{width:min(calc(100% - 30px),var(--max))}.header-inner{min-height:66px}.brand{font-size:21px}.nav a:not(.nav-cta){display:none}
  .hero{padding:20px 0 28px}.hero-inner{padding:28px 22px}.hero h1{font-size:clamp(46px,13vw,62px)}.hero p{font-size:16px}
  .faq{padding-bottom:46px}.faq-main{gap:16px}.faq-section{padding:24px 20px}.section-head{margin-bottom:14px}
  summary{font-size:16px;padding:18px 0}.faq-section details p{padding-right:0}
  .cta{padding-bottom:54px}.cta-inner{padding:28px 22px}.btn{width:100%}.footer-inner{display:block}.footer-inner span{display:block;margin:5px 0}
}